* 0% Intro Annual Percentage Rate (APR) on purchases and balance transfers for the first 6 billing cycles.
* Earn 5 bonus points with your first purchase.
* Bilingual communications and services in English or Spanish
* No Annual Fee
* 0% Introductory APR for Purchases and Balance Transfers ( not Cash Advances) for the first 6 billing cycles or earlier if you exceed your credit limit, close your account, or if your payment is late; after that a variable APR, currently 14.24%.
Terms and Conditions
APR: 0% for 6 billing cycles
Ongoing: Prime + 5.99%
Issuer: FIA Card Services, NA.
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
0*
6 billing cycles*
Prime + 5.99%*
0*
*
*
* See the online Efectiva Visa @ credit card application for details
about terms and conditions of offer. Reasonable efforts are made to
maintain accurate information. However all credit card information
is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions
on the credit card issuer's web site.